MARA Loan - Tertiary Excellent Sponsorship Programme (TESP)

Applications for MARA Education Loan Year 2023 are now open for all new Foundation / STPM / Diploma leavers who are pursuing their Bachelor Degree studies at APU. Application are also applicable & open for students who are currently in their 1st or 2nd year (not applicable for students in their final year) of selected Undergraduate Bachelor Degree programmes at APU. The 2nd batch of Online Applications year 2023 are now open from 12 October until 6 November 2023 -

MARA education loan terms and conditions

  • Bumiputera & Malaysian citizen.
  • Programme duration must be more than 1 year (degree Level 3 / final year students are not eligible to apply).
  • Registered and started the intake.
  • Loan is only available & applicable for FULL TIME Bachelor Degree programmes that are approved by MARA.
  • Socio-Economic Status of Family (SES) with Annual Taxable Income of RM180,000 & below. For overseas and self-employed (without BE statements), the average monthly income should be RM15,000 and below.

Academic requirement


  • STPM
    • Min CGPA 3.00 and above
    • Credit in BM-SPM 
    • Pass in History – SPM
  • A Level
    • 2 principle passes
    • Credit in BM-SPM
    • Pass in History - SPM
  • FOUNDATION (from APU or other institutions)
    • Pass in related Foundation Programme with min CGPA 3.00 and above
    • Credit in BM-SPM
    • Pass in History - SPM
  • DIPLOMA (from APU or other institutions)
    • Pass in related Diploma Programme with min CGPA 3.00 and above
    • Credit in BM-SPM
    • Pass in History - SPM

Mara loan approved Bachelor Degree Programmes @ APU

1 BSc (Hons) in Information Technology with specialism in:
- Information System Security
- Cloud Engineering
- Mobile Technology
- Internet of Things (IoT)
2 BSc (Hons) in Computer Science with specialism in:
- Data Analytics
- Digital Forensics
3 BSc (Hons) in Computer Science (Cyber Security)
4 Bachelor of Computer Science (Hons) Intelligent Systems
5 Bachelor of Science (Hons) in Multimedia Technology with a specialism in VR/AR
6 BSc (Hons) in Computer Games Development
7 Bachelor of Accounting and Finance (Honours) with specialism in:
- Forensic Accounting
- Forex & Investment
8 Bachelor in Banking & Finance (Hons) with specialism in Financial Technology
9 Bachelor of Science (Honours) in Actuarial Studies
10 BA (Hons) in Industrial Design
12 Bachelor of Engineering in Electrical & Electronic Engineering with Honours
13 Bachelor of Engineering in Mechatronic Engineering with Honours


Fatin Maisarah Binti Marzuki
BA (Hons) in Accounting & Finance (Forensic Accounting)

Being in APU is absolutely wonderful. It feels like you are a part of something big and exciting!

The best part of it all, is that you are in an international environment where you can see students from different walks of life and they come from different background , education and culture.

Not only do you get education but also, experiencing and learning other cultures.

At APU, you are not here just to get an education only, you are here to create a story for yourself.

Muhammad Khairul Azzrie Bin Kamaruddin
BA (Hons) in Information Technology (Business Information Systems)

‘I am very grateful to MARA for providing my tertiary education loan in Asia Pacific University for my Bachelor of Science (Hons) Information Technology Specializing in Business Information System. Besides loan for my tuition fees, MARA also provides monthly living allowance which helps to reduce parent's burden during my study years.

It was a great experience to study in APU as it has  a great mixture of international & local students which promotes different culture and harmony among us as we may group up with international students during classes and assignments.

Karin Fam
BSC (Hons) in Software Engineering

‘My time in APU was  truly international. I entered the Software Engineering degree programme expecting just an education, but I left with lifelong friends from all over the world. The lecturers are experienced and will go the extra mile to help you (if you just reach out to them!) not just in class, but even for extra-curricular activities! Even with the limited facilities and space that we had back in the TPM campus (back in my day we didn't have the much-talked-about new campus), the university and student associations did a great job organizing a plethora of events that are always welcoming for newbies.

APU also prepares you for life after uni by organizing many career fairs within the campus itself, where you can even have interviews with recruiters without even leaving the campus grounds. The exposure to the working world within the campus was valuable, and many of my friends and I were recruited before even graduating. I got a great first job experience at Quintiq (now known as Dassault Systemes) thanks to APU, and since then I was fortunate enough to be offered the CTO role at MyBump Media, an adtech startup.

Emranhelmie Bin Buhari
B.Eng (Hons) in Mechatronics Engineering

‘Mechatronics programme at APU offers a lot of hands-on activities such as manufacturing production (CAD/CAM), group design product and investigation in engineering. All mechatronics engineering students at APU get to put the theory into practice application during the hands-on session.

The studies work with the same components, systems, and technology that today’s professionals are working with in the field of mechatronics as well as the hands-on experience truly assist the student to have knowledge about the real industry. Hence, this programme offers student a confidence and experience that needed when come in the real world of engineering industry.

Mechatronics studies in Asia Pacific University are interesting and fun fields that will engage student's minds and knowledge during the four years of study engineering’.




MARA will only provide loans / disburse the payments for the next semester to students who have CGPA of 2.50 and above for each semester.

For more information please contact us:

Tel: 03-89961000 | Email: